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
Justin McDonald
Oct 30, 20241 min read
New White Paper - There is No Silver Bullet: User Credentials are Not Secured with 2FA Alone
This free white paper discusses the limitations of two-factor authentication (2FA) and using more nuanced and passive strategies.
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Justin McDonald
Oct 28, 20245 min read
How Consumers Really Feel About 2FA
This article looks at consumer survey and research data showing consumer preferences towards various methods of two- or multi-factor authent

Justin McDonald
Oct 3, 20241 min read
Register for our Upcoming Webinar: User Credentials are Not Secured with 2FA Alone
Join myNetWatchman Founder and Chief Innovation Office Lawrence Baldwin along with The Fraud Practice’s Justin McDonald on October 23, 2024
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
Justin McDonald
Aug 20, 20243 min read
Here are Just Some of the Ways Fraudsters are Beating or Evading Two Factor Authentication
Here are some of the ways fraudsters are able to successfully takeover and drain accounts despite the use of 2FA.
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Justin McDonald
Aug 3, 20232 min read
Apparel Retailer Suffers Data Breach via Credential Stuffing Bot Attack
This is an all-too-common example of an account takeover (ATO) attack with lessons to be learned by both organizations and consumers.
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Justin McDonald
Jan 23, 20232 min read
Over 24.6 Billion Usernames and Passwords Have Been Compromised Since 2016
According to a study by Digital Shadows, over 24.6 billion username and password combinations have been exposed due to data breaches....
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Justin McDonald
Nov 16, 20226 min read
Account Takeover: Fighting Fraud with Dynamic Friction
Organizations can apply a layered strategy approach to ATO risk, just as they do with transaction risk.
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Justin McDonald
Nov 15, 20222 min read
Nearly Two-Thirds of ATO Attacks Use Advanced Bots to Mimic Human Behavior
Over 22 percent of all login attempts on retail websites were malicious, which is nearly twice the rate of malicious login attempts...

Justin McDonald
Sep 14, 20221 min read
White Paper: 3 Reasons ATO Needs to be a Priority This Holiday Season & 3 Strategies to Address It
The latest free white paper from The Fraud Practice focuses on account takeover to specifically discuss why ATO risk should be top of...
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Justin McDonald
Sep 7, 20222 min read
Fraud Losses Attributed to the Login Event are Catching Up to Fraud Losses from Transactions
Although fraud attacks occur more frequently at the account creation and transaction events, the dollar losses attributed to fraud at the...
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Justin McDonald
Jul 21, 20222 min read
Are Your Customers’ Loyalty Points Safe From Fraud?
Nearly 90 percent of US consumers are enrolled in at least one loyalty program while the total value of US rewards accounts exceeds $60...
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Justin McDonald
May 24, 20225 min read
Account Takeover and Alternative Payments: Understanding the Impact of the Fraud Economy
May 24, 2022 | By: Justin McDonald, Sr. Risk Management Consultant, The Fraud Practice Does your organization have a 360° view on the...
Justin McDonald
May 24, 20222 min read
The Large and Growing Threat of Account Takeover
Account Takeover (ATO) represented one-in-four identity fraud losses in 2021 growing 90 percent year-over-year to an $11.4 billion dollar...
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David Montague
Sep 17, 20212 min read
Keeping a Close Eye on the SCA Regulations Influencing the Global Payments Industry
The EU has set the stage with its SCA (Strong Consumer Authentication) regulations designed to make digital payments more secure. The...
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