Identity Tools
Check Verification Services
Check Verification is a great tool for merchants accepting ACH and Direct Debit payments to help reduce bad debt risk.
Read more →Identity ToolsCard Security Schemes
Card Security Schemes are also known as CV, CVV (Card Verification Value), CVV2, CSC (Card Security Code) and CID.
Read more →Identity ToolsDelivery Address Verification
Delivery Address Verifcation (DAV) checks a provided address to ensure it is a deliverable and valid address.
Read more →Identity ToolsConsumer Authentication
Consumer Authentication is also known as 3 Domain Secure, or 3D-S. It is now in version 2.0, also known as EMV 3DS. Specifc 3D Secure programs include Visa Secure (formerly Verified by Visa), MasterCard Identity Check (formerly MasterCard SecureCode), American…
Read more →Identity ToolsCredit Check
Credit Checks can be used as a source to check a consumer's identity by comparing the information provided to what is on the consumers credit report.
Read more →Identity ToolsAge Verification
Age Verification is typically used for regulatory compliance in adult, alcohol, gaming and gambling sectors. It is a tool that attempts to determine the age of the consumer at the time of purchase.
Read more →Identity ToolsIdentity Authentication
Identity Authentication confirms the personally identifiable information provided by a consumer by matching or verifying data elements that are associated with the same person, such as confirming a phone number and address are associated with a name.
Read more →Identity ToolsOut of Pocket Checks (KBAs)
Out-of-Wallet Checks are also known as Out-of-Pocket Checks and Knowledge Based Assessments (KBAs).
Read more →Identity ToolsMasterCard SecureCode
MasterCard Secure Code is a form of 3-D Secure Consumer Authentication that applies to MasterCard Credit and debit (Maestro) transactions. Verified by Visa, American Express SafeKey and JCB J/Secure are similar services.
Read more →Identity ToolsDeposit Check
Deposit Checks validate a consumer is the owner of an account by depositing a small amount of money and requiring the consumer to confirm the amount of the deposit.
Read more →Identity ToolsAdvanced Address Verification (AAV)
Advanced Address Verification, or AAV+, is a service offered only by American Express that goes beyond AVS checking the shipping address, email and phone number of the cardholder in addition to their billing address.
Read more →Identity ToolsVerified by Visa VbV
Verified by Visa is a consumer authentication mechanism also known as 3-D Secure. It is intended to validate the authorized cardholder is the one attempting to make a purchase online.
Read more →Identity ToolsTelephone Identification
Telephone Identification can also be known as Phone Type Verification, TNI, Telephone Authentication and Phone Identification
Read more →Identity ToolsFreight Forwarders
Freight Forwarders are also known as gray market shippers and mules.
Read more →Identity ToolsTelephone Verification
Telephone Verification can also be known as Phone Verification, Automated Call Back Services, and Phone Verification Services.
Read more →Identity ToolsReverse Lookups Phone/Address/Email
Reverse Look-ups cross check the name, address and/or phone information provided by a customer against third-party resources to verify the association of these data points.
Read more →Identity ToolsEmail Authentication
Email Authentication determines the validity of an email address and associates that email with identity data, such as information on social networking sites and from other public and private data sources.
Read more →Identity ToolsAddress Verification Service (AVS)
AVS stands for Address Verification Services and it is a tool that checks the billing address provided matches the one on file with the cardholder's issuing bank.
Read more →Identity ToolsReturn Email
Return Email checks validate that a consumer owns an email account by requiring them to validate the sale by using a link, code or password sent to the provided email address.
Read more →Identity ToolsIdentity Document Verification
Identity Document Verification confirms the legitimacy of an identity document, such as a passport, Driver's License or national ID card, by performing automated and manual checks to determine the authenticity of a consumer provided document.
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